Act of God

Rarity: Common

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Science and technology

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What Wikipedia says

In legal usage in the English-speaking world, an act of God, act of nature, or damnum fatale ("loss arising from inevitable accident") is an event caused by no direct human action (e.g. severe or extreme weather and other natural disasters) for which individual persons are not responsible and cannot be held legally liable for loss of life, injury, or property damage.

Excerpt from the Wikipedia article “Act of God”, under the CC BY-SA 4.0 license. Read the article on Wikipedia

Image: Robert Lawton, CC BY-SA 2.5, via Wikimedia Commons.